Work With Us

mananger-data-science

You Lead the Way. We’ve Got Your Back.

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

Functional Description:

Positions in Risk Management lead the development of credit, operational, enterprise, and fraud policies designed to profitably grow the portfolio, while ensuring excellent customer experience. These policies utilize mathematical models and other techniques to understand and predict customer behavior. At the manager level, the employee does not have a people leadership role but is often viewed as an emerging expert in the field. Focuses on resolution of complex problems. Conducts analyses, recommends changes to policies, and establishes procedures that affect immediate organization.

Purpose of the role:

The incumbent would be part of the Economic Capital Decision Science team reporting into Director – Regulatory Modeling Decision Science and will lead a team of 3 risk management professionals based out of Gurgaon. The incumbent is expected to provide thought leadership to manage/enhance Economic Capital modeling framework which is leveraged downstream for underwriting and investment optimization purposes.

Responsibilities:

• Establish and enhance modeling framework to calculate economic capital for AXP portfolios
• Develop, document, implement, and monitor risk models required for Economic Capital calculation and reporting
• Application of machine learning techniques to create efficiencies in the existing processes
• Partner with other risk management teams across the globe to develop logic and system capabilities that will help in more optimal decision across Acquisition, Underwriting or Customer Management
• Providing modeling support and expertise to various cross-functional teams, including Strategy, Finance, Validation, and Audit teams
• Exploration of new Information sources to improve our risk discrimination and / or improve our economics over and above existing framework
• At least 3 years of industry experience in Decision science is preferred. Experience in dealing with regulatory models is an added advantage.
• Ability to understand the business problem/needs and be able to provide thought leadership to develop solutions
• Should possess strong analytical and problem-solving skills and a tremendous will to win.
• Strong people relationship building, management and influencing skills.
• At least 3 years of industry experience in Decision science is preferred. Experience in dealing with regulatory models is an added advantage.
• Post Graduate Degree in Management / Statistics / Mathematics is preferred.
• Functional Skills/Capabilities:
   

Sound knowledge of credit risk management

Knowledge of Line decisioning is an added advantage

• Technical Skills/Capabilities:
   

Deriving insights from datasets and presenting to senior leaders/business partners

Managing teams that have Hands-on experience of coding in SAS/SQL/Python/MLS

• Knowledge of Platforms:Teradata / Cornerstone
• Behavioral Skills/Capabilities:
   

Should possess strong analytical and problem solving skills and a tremendous will to win

Strong people relationship building, management and influencing skills

Exceptional verbal, written and interpersonal communication skills

Ability to drive innovation

Enterprise Leadership Behaviors:

Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective.

Bring Others With You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential.

Do It The Right Way : Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.